Private Voluntary Health Insurance in Development: Friend Or Foe?Alexander S. Preker, Richard M. Scheffler, Mark C. Bassett Private voluntary health insurance already plays an important role in the health sector of many low and middle income countries. The book reviews the context under which private insurance could contribute to an improvement in the financial sustainability of the health sector, financial protection against the costs of illness, household income smoothing, access to care, and market productivity. This volume is the third in aseries of in-depth reviews of the role of health care financing in providing access for low-income populations to needed healthcare, protecting them from the impoverishing effects of illness, and addressing the important issues of social exclusion in government financed programs. |
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additional administrative Africa amount analysis ance associated Authors benefits capital CBI schemes chapter choice claims companies competitive consumers contributions cost cover coverage demand developing countries Economic effects evidence example expected expenditure factors financial financing function funds health care higher hospital households impact important incentives income increase indicates individuals industry institutional insurance markets integration International investment less LICs limited loading loss lower marginal moral hazard OECD offer organizations out-of-pocket package payments percent plans pool poor population premium present private health insurance private insurance problem programs protection providers purchase reduce regulation regulatory reinsurance relatively requirements risk role schemes sector selection share social Source spending statutory studies subsidy tion United University vertical voluntary health insurance World Bank
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Page 357 - co-generation" is used. ECU European Currency Unit EU The European Union, whose members are Austria, Belgium, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, the Netherlands, Portugal, Spain, Sweden and the United Kingdom.
Page 386 - Social Movements and Health Insurance: A Critical Evaluation of Voluntary, Non-profit Insurance Schemes with Case Studies from Ghana and Cameroon.
Page 402 - I am a fellow of the Society of Actuaries and a member of the American Academy of Actuaries. The...
Page 390 - Health Policy and Planning, 12, no. 4: 273. Gilson, L., D. Kalyalya, F. Kuchler, S. Lake, H. Oranga, and M. Ouendo. (2001). "Strategies for Promoting Equity: Experience with Community Financing in Three African Countries.
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Page 403 - Accounts 1993', jointly prepared by the Commission of the European Communities, the International Monetary Fund, the Organisation for Economic Co-operation and Development, the United Nations and the World Bank. These 1993 SNA data have been published for the first time in 2000.
Page 407 - ... and Conduct Patterns: Performance of Price Formation of Livestock and Meat Marketing in Selected OECD Member Countries (1980, with G. van Dijk) and Agriculture and the European Community (1980, with JS Marsh). ATHENA ZERVOYIANNI has been researching in the field of international monetary economics in the Department of Economics and Related Studies at the University of York since 1981. She was formerly a Research Assistant in the Graduate School of Economics at the University of Athens, Greece.
Page 347 - ... insurance that complements coverage of publicly insured services or services within principal/substitute health insurance, which is intended to pay only a proportion of qualifying care costs, by covering all or part of the residual costs not otherwise reimbursed (eg, co-payments). Supplementary cover: private health insurance that provides cover for additional health services not covered by the public scheme. Depending on the country, it may include services that are uncovered by the public system...
Page 350 - Care Seeking Behaviour: Barriers to Access (Price, Time, Psychological, Formal); Agency Relationship; Need SUPPLY OF HEALTH CARE Costs of Production; Alternative Production Techniques; Input Substitution; Markets for Inputs (Manpower, Equipment, Drugs etc.) Remuneration Methods...
Page 403 - Professor of health care systems, insurance and risk management, as well as public policy and management, at the Wharton School and Professor of economics in the School of Arts and Sciences at the University of Pennsylvania.