Almost always when you hear that heart-rending tale of a new tube that developed a puncture shortly after it was inserted, you can safely bet the motorist has done one of the following. things while he was making the change:

(1) Allowed sand to get into the casing to chafe the tube through. (2) Doubled the flap over so it acted as a file on the tube when inflated. (3) By a bad adjustment of the flap, allowed the tube to come into contact with the grinding surface of a rusty rim, which he had neglected to sandpaper and protect with a mixture of plain stove polish. (4) Pinched the inner tube with the tire iron when he was getting it in. (5) Forgot to beat the shoe all around with the partially filled tube inside, and thus allowed the tube to be crinkled and pinched. (6) Sprinkled in so much soapstone that it formed a hard ball to irritate the sensitive tube. (7) Neglected entirely to apply the soapstone or talc or graphite to form a protecting coat between tube and shoe. (8) Carried his spare tubes loose in the tool box to fraternize with the chisel, the tire irons, and other accessories to the murder of helpless tires.

The willful ruination of tires is a national offense. You may figure, even after learning of your tire faults, that

Remove Dandruff your lapses in this regard cost you

If you want plenty of thick, beautiful, glossy, silky hair, do by all means get rid of dandruff, for it will starve your hair and ruin it if you don't.

The best way to get rid of dandruff is to dissolve it. To do this, just apply a little Liquid Arvon at night before retiring; use enough to moisten the scalp, and rub it in gently with the finger tips.

By morning, most, if not all, of your dandruff will be gone, and three or four more applications should completely remove every sign and trace of it.

You will find, too, that all itching of the scalp will stop, and your hair will look and feel a hundred times better. You can get Liquid Arvon at any drug store. A fourounce bottle is usually all that is needed.

The R. L. Watkins Co., Cleveland, Ohio.

Ride a Ranger

thefinest bicycle ever built

only fifty or a hundred dollars a year, and that taking care of them is not worth the difference. Very well, figure it out this way:

There are approximately 9,211,000 cars in the United States to-day. Their owners will buy about 32,400,000 tires this year. Say the average retail cost per tire is $35, That makes $1,134,000,000. Careful driving would prolong the lives of these tires onethird. That means a saving annually of over $378,000,000. If we would apply that system of saving to some of our other wasteful methods (especially of motoring) which have gained for us a perfectly just world-wide reputation for being a nation of financial darn fools, we would be able to alleviate all of the suffering from want in Europe and Asia, set up a national fund to attract to the profession of teaching thousands of useful men and women, give our wounded ex-service men the financial aid they need and deserve, and we wouldn't have to pay any income tax.

We won't do it! But is there any real good reason why you shouldn't save your share?

Luck

Continued from page 6

unless given a chance. That chance will be given by men. Therefore, if a young man meets many older men who have it in their power to give him a chance to show what he can do, some one of them is sure to give him that chance. That will not be luck. It will be luck if he does well that which is given to him to do without knowing how to do it. But that kind of luck does not last long. "Front" may give a start, but it will not give more than that.

In my younger days out in California, when I had a small amount of business and a small amount of money, I found it useful to invest part of that capital in spending a month or two each year making visits to New York, Chicago, and Boston to get acquainted and keep in touch with big mining investors. I already knew the big miners of San Francisco, where I met the Hearsts and the Haggins and all that group of professional mine owners. I never asked

one of them for a job-although it was hard not to. Let there be something that you can do or think you can do, then, if only enough people know you, the job will in time be offered. For example, I had a cordial letter to one of the Rothschilds in London from the Bank of California. The bank was his correspondent. Lord Rothschild was most courteous; he did everything that he could for me in a social way. As

I was leaving, he asked pleasantly: "Haven't you something to sell me? I am always looking for good mines." He could not imagine a young engineer coming to him without something to sell.

"No," I answered, "not a thing. This visit is purely social."

"Whenever you have anything, be sure to tell me," he warned smilingly. I did not have anything to sell. He remembered that, and years later I did a great deal of business with him.

I would rather not speak of these purely personal incidents, and I would

not so at all were it not that I so often see young men trying to force something that perhaps might be called luck. It was luck for a young engineer to be received so cordially by a great financier, and even asked what he had to sell. But if I had taken the attitude that it was the duty of a man to sell if he were asked to sell, and thus capitalize a social meeting, then I probably should have had a hard-luck story some time later. It does not do to make acquaintances with the idea of profiting directly by them. It is enough for them to know you. If there is anything in you, they will find it out. It is not a bad idea accidentally to meet people at a time when you know they have something to offer. I imagine that I must have done that too. But it never pays to force anything in the way of luck. It is not a plant that does well under glass!

There is a long difference between having good fortune and just gambling. It is quite necessary for a man in business, and especially for a man in mining, at times to gamble. I do not mean gambling in the ordinary sense. A man may want to play cards for money, or to back horses, or to play any one of the several games of chance. That is his own affair. It may be that he gets some fun out of that sort of thing and is willing to lose money.

But he ought to know what he is doing. He ought to know that he must in the end lose money. If he plays the game in order to make money, he is a fool that is the long and short of it.

Then there is the gambling in the stock market with or without what is called inside information. One loses less if he has not the "advantage" of inside information-for then he gets out faster. I have never known a man to make a fortune out of the stock market unless he possessed qualities which would have made him a great deal more money at less pains elsewhere. All of the men of this kind I have known have been very close and very keen students of conditions and

men.

They were on their particular job every minute of the day. They did nothing else, and they did not pretend to do anything else. They rarely depended on pure luck. They added knowledge and years of experience, and some of them were particularly good on spreading inside information and working on the other side of that information.

Some years ago a very successful operator said to me at dinner: "How do you suppose we fellows who are on our jobs all the time could expect to make any money if you fellows on the outside did not come in every little while and give us some?"

There is nothing to be had on the stock market without taking certain chances. My own theory is more or less a mathematical one. In the first place, how much money does the chance require, and what is going to be the reward if the business turns out well? Of course I would not play another man's game. I want to use my own special knowledge in whatever I do.

Collier's, The National Weekly But I would never stake all on a single throw and I would measure the risk by the reward. I would first want to find out if there was not some way of testing the chance. That can usually be done. In mining or in oil the poor propositions can be eliminated so that one may have a reasonable certainty. I should not want to get into any one thing too heavily. I should rather use the best judgment obtainable and go into perhaps several, preferably quite unconnected, investments. Then what might happen for the worst in this one might be for the best in another one. In other words, I do not believe in Carnegie's advice to put everything in one basket and watch the basket. It is easy enough to put everything in one basket, but only about one man in each ten million ever learns how to watch the basket!

H

Sullivan's Hard-Luck Story

HEN there is the story of Sullivan. I met him while under sentence of death as a political prisoner in Pretoria. He was in for burglary. I was in rather bad health. He was in charge of the hospital portion of the kitchen, and used to smuggle out chops and eggs and other delicacies. He was a likable chap, and especially so since he did not try to tell me why he was in jail and how unjust it was for him to be there and the usual sort of thing that jailbirds talk about. But one day it came out. He said: "Are you ready for a real hard-luck story?"

"All right," I answered, "but I think I have one of my own."

"I am going to tell you mine, anyhow," he laughed. Then he told me very seriously how he had left a wife and three children at home in Ireland and had come out with the rush to make his fortune and send for them. "But the trouble with me," he said, "was that I found a job right away. That was where my hard luck started. I found a job in a store kept by a Boer, and I will curse that man to my dying day. He was the source of all my hard luck; he is the reason why I am here."

He stopped his story to curse the Boer. He cursed him from every known angle; he cursed him more thoroughly and more circumstantially than I have ever heard a man cursed. Every time he mentioned that Boer in the course of his story he took three or four minutes off for cursing.

"It was the carelessness of that man that put me in here. I was in charge of the store. The height of the boom was on. If a chap had a few shillings, he could double it or triple it overnight. That Boer went off one night and left the safe wide open. I knew if I took out a little money that in a few days I could make enough to put back the little I had taken.

"I could not decide how much I wanted, and I was sitting down in front of the safe going over the money and trying to figure out just how much I ought to have, when the Boer came in and caught me. It was his fault that I was getting ready to take the money, and, besides, he would not have lost anything, but he could not see it that way. He had me arrested and I pleaded guilty.

"The old, hard-shelled Boer judge gave me five years. Then I made a fool of myself. I forgot that Boers

have no sense of humor and I says to him: 'I will toss you whether it will be ten years or nothing.' He says: 'I will give you five years more for contempt of court,' and here I have been three years with seven years more to go, all on account of that damned Boer shopkeeper who did not have the sense to lock his safe and that Boer judge who could not see a joke."

Nothing in the world could ever con'vince Sullivan that he was not an unconscious, unwilling victim of the worst kind of hard luck. That Boer shopkeeper to him was the single reason why he was in jail, with his wife and kiddies probably starving at home. That he himself might have slightly participated in what he called hard luck never for a moment dawned on him. A lot of us think that way.