American Nightmare: How Government Undermines the Dream of Homeownership

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Cato Institute, May 16, 2012 - Political Science - 328 pages
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The American Dream turned into a nightmare when the housing bubble burst, and people have been trying to figure out who to blame- Greedy bankers? Corrupt politicians? Ignorant homeowners? In American Nightmare: How Government Undermines the Dream of Homeownership, Randal O'Toole explores the forces at play in the housing market and shows how we can rebuild the American dream of homeownership by eliminating federal, state, and local policies that distort the free market for housing.

 

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Contents

Introduction
1
1 The PreAmerican Dream
15
2 The Agrarian Dream
23
3 The Urban Dream
35
4 The Suburban Dream
51
The New Deal Dream
71
6 The Postwar Dream
85
7 Questioning the Dream
97
10 The UrbanRenewal Dream
151
11 The Housing Market
169
12 The Housing Bubble
187
13 The American Nightmare
207
14 The World Dream
223
15 The Future of the American Dream
245
Notes
259
Index
303

8 LowIncome Dreams
117
9 Spoiling the Dream
129
About the Author
329
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About the author (2012)

Randal O'Toole is a senior fellow at the Cato Institute who has written four previous books and numerous papers on housing, urban growth, transportation, and public land issues, including his most recent book, Gridlock: Why We're Stuck In Traffic and What To Do About It. He has been a leader in innovative thinking on urban land use , natural resources, and environmentalism.

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