Member Bank Reserve Requirements

American Bankers Association Annual Report available reserves bank credit bank deposits banking system banks hold billion Board of Governors cent central bank central reserve city changes in reserve Chapter commercial banks country banks credit and deposits credit expansion depositors dollar due from banks due to banks Economic effects excess reserves extra reserve Federal Reserve Act Federal Reserve Bank Federal Reserve Board Federal Reserve Bulletin Federal Reserve notes Federal Reserve System Federal's Government securities gross demand deposits higher reserve holdings of Government individual banks interbank deposits June 30 JUNE SEPT maintain member bank reserve money supply National Bank Act needs non-member banks open-market operations open-market sales period portfolio present reserve proposal reserve and central Reserve authorities reserve balances reserve city banks reserve credit reserve percentages reserve positions reserve ratios reserve reduction result serve shift Table total deposits uncollected items Uniform Reserves Plan vault cash York