Congress.

Hause.

Comme

Banking, Caurrency and plousing. Subcommittee &
Financial Institutions supervision, Regulation and

Insurance

THE FINANCIAL REFORM ACT OF 1976

207

HEARINGS

BEFORE THE

SUBCOMMITTEE ON FINANCIAL INSTITUTIONS
SUPERVISION, REGULATION AND INSURANCE

OF THE

COMMITTEE ON

BANKING, CURRENCY AND HOUSING

HOUSE OF REPRESENTATIVES

NINETY-FOURTH CONGRESS

COMMITTEE ON BANKING, CURRENCY AND HOUSING

HENRY S. REUSS, Wisconsin, Chairman

вје?

75

Burns, Hon. Arthur F., Chairman, Board of Governors, Federal Reserve
System
Comiskey, James A., president, Bank of Louisiana, New Orleans-
Connell, Lawrence, Jr., bank commissioner, State of Connecticut-
Crawford, Morris D., Jr., chairman, Bowery Savings Bank, New York, N.Y.,
and chairman, Committee on Federal Legislation, National Association
of Mutual Savings Banks; accompanied by Dr. Grover W. Ensley, execu-
tive vice president and P. James Riordan, general counsel, National
Association of Mutual Savings Bangs_

Dixon, Hon. George H., Deputy Secretary of the Treasury; accompanied
by Edward P. Snyder, Director, Office of Debt Analysis----

Duwe, J. Rex, president, American Bankers Association and president,

Farmers State Bank, Lucas, Kans.; accompanied by W. Liddon Mc-

Peters, president-elect of the association; John H. Perkins, chairman,

Government Relations Council; and Dr. Charles Haywood, consultant

to the association__.

Faris, James E., president, Conference of State Bank Supervisors; accom-
panied by Lawrence Kreider, executive vice president-economist__.
Goble, B. David, president, National Association of Federal Credit Unions;
accompanied by James C. Barr, executive vice president; Frank Wielga,
chairman, Research and Development Committee; Fred Haden, general
counsel; and Dick McConnell, director of legislative research___
Greenwood, Harold W., Jr., chairman of the Federal Legislative Committee
of the National Savings and Loan League, and president, Midwest Fed-
eral Savings & Loan Association of Minneapolis, Minn., accompanied by
Arthur Tonsmeire, Jr., president, National Savings & Loan League;
Henry A. Carrington, executive vice president; and William J. Halla-
han, economic consultant___.

Harper, Michael C., staff attorney, Center for Law and Social Policy, on

behalf of the National Consumer Congress and Americans for Democratic

Action

Hart, John, president, National Association of Homebuilders; accompa-
nied by Carl A. S. Coan, Jr., staff vice president and legislative counsel
for the association; and Michael Sumichrast, chief economist.

Heimann, John G., New York State superintendent of banks---

Hellie, Mandy R., president, Credit Union National Association, Inc.; ac-

companied by R. C. Morgan, chairman, Government Affairs Committee;

Jonathan Lindley, director, Washington office; and Donald J. Melvin,

retained counsel

Hollos, Paul E., president, Institute of Foreign Bankers; accompanied by

Steuart L. Pittman, counsel to the institute; Mario De Luca, executive

vice president, Banco di Roma; and George Bitterly, general manager,

Bank of Tokyo‒‒‒‒

Jesser, Edward A., Jr., chairman, Association of Bank Holding Companies
and chairman, United Jersey Banks, Hackensack, N.J.; accompanied by
Donald L. Rogers, president of the association__.

Kaplan, Dr. Donald, Director of the Office of Economic Research, Federal

Home Loan Bank Board__

Kauper, Hon. Thomas E., Assistant Attorney General, Antitrust Division,
Department of Justice-.

887

1287

423

30

332

736

511

161

8

847

975

438

101

712

1052

227

592

216

Kelly, Tracy, president, Oklahoma Bankers Association---
Kremer, Edward J., chairman, Federal Affairs Committee, Independent
Insurance Agents of America (IIAA); accompanied by John F. Neville,
general counsel; Thomas E. Wilson, Washington counsel; and Stuart D.
Halpert, counsel...

1068

(III)