Consumer Instalment Credit: Conference on regulation, by National Bureau of Economic Research. 2 vU.S. Government Printing Office, 1957 - Consumer credit "A broad study of the role of consumer instalment credit" conducted in 1956-57. |
Contents
INSTALMENT CREDIT AND BUSINESS CYCLES | 3 |
CHANGES IN THE QUALITY OF CONSUMER INSTALMENT CREDIT__ | 48 |
Introduction | 72 |
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amount analysis automobile average bank lines behavior borrowing buyers capital market cars cash chart CIT Financial commercial banks commercial paper market consumer debt consumer durable consumer expenditures Consumer Finances consumer instalment credit contract cost of funds credit change credit controls cycle cyclical dealers December December 31 decline delinquency directly placed commercial dollars downpayment durable goods expenditures economic effect estimates expected extensions factors Federal Reserve Bulletin finance charges financial ratios growth household important increase indicated instalment buying instalment debt institutions investment June lenders lending liquid assets loans long-term funds maturity ment million monetary policy mortgage Motors Acceptance Corp nonfinancial corporations panies payments percent percentage personal finance companies placed commercial paper prepayment options purchase ratio relative repayments repossession rates retail rise sales finance companies sample savings securities short-term funds sources of funds spending units subordinate debt Survey tion trend variables yield